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Want to know how to SELL your home for the most money possible in a
shifting real estate market?

Stacy Rider

Your Go-To Expert For All Things Real Estate!

Not sure where to start? I've got you covered! START by requesting your free Home Buying 101 Guide that's full of all the information you ought to know BEFORE starting the buying process.

Request your FREE copy!

...with an expert guide

BUY A HOME

THINKING ABOUT BUYING A HOME?

MY SIGNATURE BUYER'S CONSULTATION CAN GUIDE YOU

How does it work? It starts with a casual conversation!

I’ll ask questions about your home goals and current circumstances and can share insight into the process. I’ll answer your questions about the market and the steps to buying a home, and you’ll get personalized advice, lender recommendations, and a plan to move forward!

So whether you're looking to buy ASAP or in the future, let’s start with a casual conversation now. You’ll be better prepared and know exactly what to do to reach your home goals when the time is right.

SCHEDULE A CONSULTATION

What its Like to Buy Your Home With Stacy

Welcome in homebuyer, I'm Stacy and am so glad you're here!

Whether it's your first time buying a home or your 50th, you're in the right place.

Although the process of buying a home is relatively the same for everyone, each type of buying experience is unique and can also come with it's unique set of challenges. Which is why I take an educational approach when it comes to buying a home with my clients.

I find that the more educated my buyer clients are on the process, the more confident and less stressed out they are with the unique challenges they face with their home purchase!

They usually even find themselves enjoying the process because they know what to expect and when, so there are few surprises along the way.

Of course life happens, and there are always variables that we
cannot control. But this is all the more reason to have a plan in place that allows me to address anything that may come up along the way without derailing the entire homebuying process.

Now this is not to say that I educate you to the point where you feel overburdened with what you need to know. I still do all the heavy lifting, but I will make sure any and all questions, concerns, and anything else that comes up for you are addressed from the get-go.

AND I won't stop there! Instead of doing everything in the background and only checking in when something is due or an issue arises (like most agents typically do) I will continue to check-in with you at each stage of the process.

I keep you up-to-date with the items you need to complete each week (such as packing, etc.) along with what's happening behind the scenes so that you can sleep at night knowing I've got you covered!

So if you are ready to work with someone that is dedicated to making your buying experience as wonderful and exciting as it ought to be, stick with me and I will show you the way!

First-Time Buyer

Buying your first home is quite a unique transaction. Not only are you likely making the biggest purchase of your life thus far, but you are also probably finding out that it also can be a very emotionally draining process!

There is SO MUCH to know and do that it can be hard to know where to even begin. Especially when you're likely getting unsolicited advice from all your friends, family members, and maybe even people you run into at the grocery store that want to tell you the "right" way to go about buying your first time.

Although well intentioned I'm sure, the advice they're giving is likely just what they did when they bought their first home. And if it worked out for them, chances are they're thinking it should work for you too!

But the only problem with this way of thinking is that the "right" way to buy your first home is actually different for everyone! No two real estate transactions are ever the same, so how likely would it be that the advice you're getting from let's say your friend from college that bought their first home a few years back when interest rates were at 3%, is what you should be doing when interest rates have literally doubled since then?

Now I know what you're probably thinking, if you don't listen to these well-intended people in your life, who should you listen to? And no, the answer is NOT that you should just listen to me either. Instead I find that the answer lies within you! I'm not trying to get all philosophical or "woo woo" on you here. But think about it for a minute. Who knows your situation better than you?

Which is WHY I'm giving you 13 weeks of information in my First-Time Buyer series that covers all the things you ought to know about buying your first home. Each week I cover one topic - everything from finding the right real estate agent for you (psst...it might NOT be me), getting a mortgage, house hunting, submitting a winning offer, how to navigate through a home inspection, and everything else that comes along with buying a home up through closing day and even beyond to being a homeowner.

I'm giving you the information now so that YOU can make an informed decision when it comes to buying a home that makes sense for you and your unique situation. Then I'm here in the background as your real estate guide when you're ready to make a move. No pressure or sales pitch from me on how "now's the best time to buy!" or any of that other nonsense.

Quite honestly, right now it's really hard to buy your first home unless you have a ton of money saved up somewhere or your parents or other family members are kicking in some assistance your way. But there are ways to make it more affordable, such as first-time buyer programs that can help if and when you're ready. I've made it my mission to help my first-time buyers see what may be possible for them and what their best scenario is when it comes to buying their first home. Sometimes waiting it out a few more years is what is best.

So, first take a moment to sign up to receive my 13-week Home Buying 101 series above. Then reach out to me whenever you have a question or would like to talk more about your unique situation when it comes to buying your first home and what programs and other things may be available to you to make it happen.

My promise to you is that I will be open and honest with you. If now is not the best time to buy, I'll tell you that. And if that's the case, we can create a gameplan together so that when it is the right time, you'll be ready to move forward with no time wasted.

The best part is, you won't feel like you're waiting around for something to happen to get you into your first home. You're being proactive and doing all that you can now for your future self. Believe me, they will thank you for it! ;)

SIGN ME UP!

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When relocating to a new area, it can be hard to imagine what your new life will look like, and if you'll end up loving your new place to call home or hating every second of it. While I think there are always pros and cons to any area you live, relocating to Amador County can be a great place to call home!

I too am a transplant to Amador County. When my husband and I made the decision to move from Galt to Ione, even though it was only a 20-minute or so drive away, our lives changed quite a bit! Even my school drop-off looks completely different than what it did in Galt. We now have transportation for all of our boys, instead of having to beat the bus home for 2 of our kids that could ride the bus because they were in wheelchairs and part of their IEP required bus transportation. The only problem was, it didn't extend to our youngest son who was in TK for the second half of the day. I remember there was a point where I was rushing to pick up my youngest from school through the hectic afternoon school traffic and rushing back home just in time to beat the bus there. Sometimes I made it...and sometimes it didn't and boy was that stressful!

But when we moved to Amador County, everything changed! We now have free bus transportation for ALL of our kids. They all are nicely delivered home from the bus and I no longer have to deal with afternoon pickup schedules in the school parking lot. Hallelujah!

That is just one example of the differences you will find if you decide to make the move to Amador County. But as I said above, there are pros and cons to every area you may be considering making a move to.

If you're curious to learn more about what it is like to move to Amador County, download your free copy of my "Amador County Relocation Guide" that will take you through the pros and cons of living here. I also included some of my inside tips and advice about relocating to this wonderful area, and how you can avoid any mishaps (such as your old school district kicking you out 2 months before the school year ends...it happened to me and it certainly can happen to you if you're not careful).

Then when you're ready to make a move, or have additional questions about moving to Amador County or questions about relocating in general, reach out to me and I'm happy to help!

Relocating To The Area

Request a Copy

Are you looking to relocate outside of Amador County? Click HERE!

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Deciding WHEN to buy is probably the most commonly asked question by my Buyer clients. We all want to buy a home when the time is right. But most of us don't realize that the "right time" to buy a home is different for everyone!

There are so many variables and things to consider when buying your first home. Then those things can change drastically if it's your second time buying and you need to sell a home too. Even the timing of the market is different based on your unique goals and challenges when it comes to buying your home. I find that the best way to find out WHEN the best time for you to buy, is to first start by talking it through together.

We'll discuss many things about your home purchase, including your goals and what the best home-buying scenario looks like for you. From there, I can give you tailored real estate guidance to help YOU decide when the time is right.

There's also no pressure from me to buy before you're ready because if I push you to make a move and it's not the right time, it's a whole lot harder on me AND chances are you won't like the results either. So instead, once we meet and discuss when the right time is for you, we'll set up a timeline and I'll check-in on you periodically until you're ready. It's really that simple! Because
Happy Clients = Happy Closings! That should seriously be a bumper sticker or something somewhere!

Deciding When To Buy

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Buying a home for the first time can be hard, especially if you have less than perfect credit. But don't let that stop you from your homebuying dreams just yet!

In my 4 week series, "How to Get Your Credit Score Up", I give you some guidance on improving your credit score, demystifying common myths about your credit, highlight some common mistakes many people just like you make every day that could actually be harming your credit that you may not even realize you're doing, as well as my top Ten Credit Score Commandments to follow to turn your frown upside down when it comes to your credit.

I'll first start off with week 1 in the Series, "Why Having a Credit Card...Helps Your Credit Score." It's something most people would assume would harm your credit (I bet you were probably thinking this too, am I right?!), but IN FACT, could benefit you and your credit score in the long run. But only if you do it properly! I'm not talking about applying for a dozen credit cards and then racking up your debt. Not at all. Instead, I'm talking about ways you can use a credit card or 2 to greatly improve your overall credit health. Sign up to get exclusive access to this article and the rest of the series! What do you have to lose other than your bad credit score?

Credit Score Assistance

SIGN-UP FOR CREDIT SCORE
4-WEEK SERIES

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In today's market with interest rates on the rise, it can be quite the challenge for many buyers when it comes to getting a mortgage that's right for them. Beating the rate may seem like the only thing to be concerned about, but there is so much MORE to getting the very best mortgage for you!

I cover all the many things my smart, savvy buyers should know when it comes to applying for a mortgage in my 9-Part Series, "How to Get the Very Best Mortgage For You!" From knowing what to say when you first contact a lender, to determining how much you can really afford, how much money you need for a down payment, and even various types of mortgage loans available, I cover it all!

Not to mention, ways to get the vest best interest rate for you! Arming yourself with the knowledge in this series can make all the difference when obtaining the right mortgage for you to buy your home, especially if it's your first time!

Getting A Mortgage

tell me how!

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Finding The Perfect Home For You and Your Budget

Buying your dream home and staying within budget don’t seem to go together, right?

Believe it or not, you can find a wonderful home that is perfect for you AND that meets your budget. And I’m here to show you how it can be done!

My series, How to Find the Perfect Home for You and Your Budget, takes you through each step and will help you gain the confidence you need to begin house hunting and to put in an offer when the time comes.

Each week I'll provide you with the insight and clarity about the right way to start your home search and discuss how to best budget for your first home.

Here’s your chance to learn more about buying a home that you can afford AND love. Let me know if you want to meet up and discuss your own home-buying goals and dreams. I’m here for you!

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Being able to buy your own slice of land to build your custom one-of-a-kind dream home can feel like a dream come true! Many of you can agree that it might even sound cheaper to do than buying an expensive home in California these days!

But, before you take the plunge and start looking for a plot of land to buy, take a look at the Top 5 Things to Consider BEFORE Purchasing Land. While I'm not here to convince you one way or the other, I do hope that if you move forward with building your own home, you do so with both eyes open!

Purchasing Land

Get Your Free Copy HERE!

People buy land all the time before they realize what they've gotten themselves into, only to have to turn around and put it back on the market. Don't let that be you! Download your free guide today.

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Investing in Real Estate is one of the biggest ways to increase your wealth. Believe me, I've seen it personally when working for a law firm that catered to the types of clients that built their own wealth doing that very thing.

However, I've also seen many people jump into it without a plan in place, and that can cost you BIG TIME in the long run. So before taking the plunge, I suggest to get your feet wet by signing up for my 5-Week series that walks you through the basics of what you should know about investing in real estate.

I also share my favorite real estate investing strategy as well as how to save money when it's time to sell your investment property such as §1031 Exchanges, and more. Then, when you're ready to get started on your real estate investment strategy, I'll be here to help you find the property that's right for you!